Blog Page Image – Allianz 5 Tips_1500x1080.jpg Blog Page Image – Allianz 5 Tips_1920x750.jpg
Top 5 Tips on Saving on Your Car Insurance
Motor insurance is compulsory in Hong Kong for good reasons – can help protect you financially and against third party liabilities if an accident happened. Premiums vary based on individual risk, but there are ways to lower yours. Here are 5 tips from our partner Allianz:
1. Choose a policy with NCD protection – Some motor policies provide NCD protector up to certain claim amounts, so you don’t need to worry small claims will affect your NCD for next year. 2. The car model makes a difference – Newer cars or cars with smaller engines typically cost lower on premium. More expensive cars or older cars generally require higher premiums due to the potentially higher maintenance costs and replacement parts. 3. Avoid Using Private Cars for Commercial Purposes – If you use your private car to provide commercial services, such as transporting goods or passengers, it may violate the terms of your policy, potentially leading to increased premiums or claim denial! 4. Keep a clean driving record – Following traffic law and always be alert and safe on the road to reduce your risk of accidents. 5. Get the right coverage – Understand the differences between comprehensive and third party on plans, then choose the one that best suits your needs and not based on just the price. Allianz Insurance offers partial comprehensive coverage discounts, which can be cheaper than third-party insurance. We have partnered with Allianz to bring you quality private car insurance. Get your Allianz Motor Insurance now! Earn extra yuu Points by successfully purchase via yuu App, 1 Point for every HK$1 premium paid! The yuu Team Terms and conditions apply. Please note the relevant product risks. The above information is for reference only. For details, please visit yuu Insure website or yuu App. DFI Development (HK) Limited is an authorized insurance agency (license number: GA1026). The insurance is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch, which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on general insurance business. The insurance is intended only for sale in the Hong Kong SAR. This material should not be regarded as an offer or solicitation to sell any insurance products or services in any jurisdiction in which such offer or solicitation would be unlawful in such jurisdiction. The information contained herein is for reference only and does not contain the full terms and conditions and exclusions. For full terms and conditions and exclusions, please refer to the policy document which shall prevail in case of inconsistency. The terms and conditions of the product shall be governed by the laws of Hong Kong SAR. 
[[qrcodeTitle]]
[[qrcodeDescription]]
Get a quotation today on Private Car Insurance
Open yuu App