Earn 1 Point for every HK$1 premium paid for the first policy year.*
• eIncomePro Deferred Annuity Plan (100% Guaranteed) is only available to tax residents of Hong Kong aged between 35-64, Member (the applicant) also needs to possess valid Hong Kong Identity Card and Hang Seng bank account
• Premium payment will be debited from Member’s Hang Seng Bank account or credit card account
Other point(s) to note
Hang Seng Insurance is a wholly-owned subsidiary of Hang Seng Bank. The yuu Rewards Club (“yuu”) is owned and operated by DFI Development (HK) Limited (“DFI” ), a wholly-owned subsidiary of Dairy Farm International Holdings Limited. Hang Seng Bank and DFI are authorised insurance agents of Hang Seng Insurance and regulated by the Insurance Authority. eIncomePro Deferred Annuity Plan (100% Guaranteed) is a product of and underwritten by Hang Seng Insurance.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance and you directly.
The above information is intended as a general summary of information for reference only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance. Please refer to the actual policy for the exact terms, conditions and exclusions of the relevant insurance plan.
eIncomePro Deferred Annuity Plan (100% Guaranteed) (“eIncomePro”) is a life insurance plan with saving elements and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited. eIncomePro has been certified by the Insurance Authority as Qualifying Deferred Annuity Policy.
With just 5 years of premium payment, you can enjoy 10 years of annuity income. Plus, the annuity income payments for each month are fixed and fully guaranteed, helping you fulfill different financial goals.
Plan Features
• Provides Monthly Guaranteed Annuity Income with a guaranteed internal rate of return 1.73% - 2% for 10 years
• Certified as Qualifying Deferred Annuity Policy thus relevant premiums are qualified for tax deductions
• Short premium payment period of 5 years with your preferred payment mode (monthly or annual payment mode)
• You can choose accumulation period of 5/ 10 / 15 years to fit your financial plans, subject to your age
• 4 choices of premium payment to suit your financial needs, from HKD3,230 for monthly plan, from HKD38,000 for annual plan
• 101% life protection for extra assurance
• Includes free benefits – Accidental Death Benefit
Remark(s)
* For The yuu member offer, please click here for details.
The above information is intended as a general summary of information for reference only. If you wish to know more about the plan, please read the Product Brochure for details.
Please refer to General Provisions for the exact terms, conditions and exclusions of the Plan.
For procedures for making claims, please click here.
Remark(s)
If you would like to learn more about other insurance plans and ways to earn Points through yuu Insure, please visit here for details.
